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| Aviation / Aircraft Liability |
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Type of Coverage
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Aviation / Aircraft Liability
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Named Insured:
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State of Oregon, acting by and through each and any of its Departments, Agencies, Boards, Commissions and each of its or their Officers, Employees, Agents and Members of State Boards, or Commissions acting within the scope of their employment or duties.
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Description of Coverage:
Territory:
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Aircraft liability coverage for owned aircraft as scheduled and non-owned aircraft liability. Non-owned coverage limited to single and multi-engine fixed wing aircraft with maximum passenger capacity of twelve. Coverage includes hull coverage on specified owned and non-owned aircraft as well.
United States of America (excluding Alaska), Canada or Mexico.
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Schedule of Insured Aircraft:
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FAA#
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Year
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Manufacturer
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Model
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Owning
Agency
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N5000U
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1979
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Cessna
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414A
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Forestry
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N9000V
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1984
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Partenavia
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P 68 Observer
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Forestry
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N185SC
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1981
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Cessna
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185F
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State Police
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N2449J
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1982
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Cessna
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185
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State Police
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N77CR
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1976
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Cessna
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U206F
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State Police
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N93055
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1976
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Cessna
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A185F
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State Police
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N23577
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1980
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Piper
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PA18-150
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Forestry
(added 03/24/11)
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N91187
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1981
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Piper
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PA18-150
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Forestry
(added 03/24/11)
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Limits of Liability:
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$30,000,000
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Combined Single Limit - each occurrence and aggregate
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$25,000
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Medical Expense - any one person
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$25,000
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Each person baggage liability/personal effects
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$500,000
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Emergency Landing & Runway Foaming
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$500,000
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Search & Rescue
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$500,000
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Damage to Non-Owned Hangars & Contents
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$500,000
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Cargo legal liability – NIL deductible
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$250,000
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Voluntary settlement per passenger including crew
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$1,000,000
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Non-Owned Physical Damage Coverage - any one aircraft
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$10,000,000
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Automatic Coverage - newly acquired aircraft
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Additional coverages and limits as described in the policy
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Endorsements:
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Additional Insureds – Designated persons or organizations – Included
Non_Owned aircraft liabiltiy – Max seats : 20
Broad form named insured
And others per the policy
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Exclusions:
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Nuclear risk exclusion
Pollution exclusion
Terrorism exclusion
Asbestos exclusion
And others as outlined in the policy
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Carrier:
Policy Number:
Premium:
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ACE USA - Westchester Fire Insurance Company
AAC N00982350 008
$24,085
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Deductibles:
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Liability Deductible: Non-Owned Physical Damage
$1,000 Not in Motion
$1,000 In Motion
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Effective Date:
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March 1, 2011-2012
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| Dishonesty Bond/Crime Policy |
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| Type of Coverage: |
Public Employee & Outside Agents Dishonesty Bond/Crime Policy
(Primary and Excess) |
| Named Insured: |
The State of Oregon, its branches, institutions, departments, boards or commissions, including SAIF Corporation. |
| Description of Coverage: |
Covers the dishonest acts of all employees of the State of Oregon (including designated outside agents), covers the loss of money, securities and other property. The coverage also includes State Treasurer, elected or appointed officials, members of boards or commissions and volunteers. |
| Primary Limits: |
$10,000,000 Coverage Employee Theft
$10,000,000 Computer Fraud
$10,000,000 Forgery/Alteration
$10,000,000 Funds Transfer
$250,000 Designated agents
$10,000,000 Specified Non-Comp Officers
$10,000,000 Tax collectors/Treasurers
$250,000 Faithful performance
$10,000,000 Credit, Debit Cards
$10,000,000 Excess Over Statutory
$25,000 Claims expense
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| Excess Limits: |
$10,000,000 Inclusive of defense expenses
$10,000,000 Attachment point |
| Deductible: |
Primary - $350,000
Primary - $10,000 Designated Agents
Primary - $0 Faithful Performance
Primary - $0 Claims Expense
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Primary Carrier:
Policy Number:
Premium:
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The Fidelity & Deposit Company of Maryland
CCP0061208 03
$266,051
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Excess Carrier:
Policy Number:
Premium:
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Westchester Fire Insurance Company (ACE)
G25616339001
$36,414
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Effective Date:
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July 1, 2011-2014
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| Conditions: |
Cancellation of coverage to any employee immediately upon discovery, by State Services Division, Risk Management, of a dishonest act committed by that employee whether before or after becoming employed by the state. |
Territory:
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Acts committed or events occurring anywhere in the world. |
| Definition of Employee: |
Any person while employed with the state including 30 days after termination; any person whom the state has the right to direct and control while performing services; any person that is employed by an employment agency while their services are being directed and controlled by the state except while having care of state property outside the premises. |
| Designated Agents: |
OLCC Liquor Agents
Certain Agricultural Commodity Commissions |
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| Equipment Breakdown |
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Type of Coverage
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Equipment Breakdown
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Named Insured:
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State of Oregon and SAIF
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Description of Coverage:
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Direct damage caused by an accident to covered equipment, including Extra Expense and Service Interruption. Covered equipment includes electrical, mechanical and pressure equipment. It includes real property (such as heating, cooling, and electrical systems) and personal property (such as office and process equipment.)
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Primary Carrier:
Policy:
Premium:
Deductible:
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Hartford Steam Boiler Inspection and Insurance Company
#FBP-02284461
$125,000
$100,000 – Combined All Coverages except,
$250,000 – UO and OSU Power Plants; Combined All Coverages
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Locations:
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As scheduled in policy.
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Limits/Sublimits:
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$100,000,000
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Equipment Breakdown Limit
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$10,000,000
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Extra Expense
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$2,500,000
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Expediting Expense
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$1,000,000
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Demolition
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$1,000,000
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Service Interruption (24 hour waiting period)
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$1,000,000
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Miscellaneous Unnamed Locations – Property Damage
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Included
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Newly Acquired Locations – Covered for property damage only (120 days)
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*
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And other sublimits as stated in the policy
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Miscellaneous unnamed locations applies to locations owned or leased that are not listed on the Schedule of Locations.
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UO and OSU Power Plants
$100,000,000
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Equipment Breakdown Limit
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Included
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Business Income
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$5,000,000
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Extra Expense
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$2,500,000
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Expediting Expense
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$1,000,000
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Demolition
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$1,000,000
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Service Interruption Property Damage
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$2,500,000
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Newly Acquired Locations – Covered for property damage only (120 days)
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*
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And other sublimits as stated in the policy
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OPRD Thompson’s Mill
$100,000,000
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Equipment Breakdown Limit
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Included
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Business Income
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$5,000,000
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Extra Expense
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$2,500,000
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Expediting Expense
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$1,000,000
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Demolition
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$1,000,000
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Service Interruption Property Damage
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$1,000,000
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Newly Acquired Locations – Covered for property damage only (120 days)
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*
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And other sublimits as stated in the policy
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Covered equipment does not include any watershaft, power tunnel, penstock, flume, canal, tail race, draft tube or discharge tunnel.
The two 30-inch Samson Teffel Turbines and associated millings equipment are excluded from coverage.
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Conditions:
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Newly Acquired Locations: 120 Days
Interruption of Service Waiting Period: 24 hours
Others as outlined in the policy
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Cancellation:
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30-day notice of non-renewal; 10 days for non-payment of premium
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Effective Date:
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October 15, 2010-2011
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| Marine Primary & Excess P&I |
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Type of Coverage
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Primary & Excess Protection & Indemnity (P&I) Liability
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Named Insured:
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State of Oregon
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Description of Coverage:
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Covers liabilities associated with the named vessels including third party injury, illness and loss of life, compulsory wreck removal, specific fines and penalties, and collisions.
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Primary Carrier:
Primary Policy:
Excess Carrier:
Excess Policy
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St. Paul Fire & Marine
OL08400421
St. Paul Fire & Marine
OX08400124
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Deductible:
Primary Premium:
Excess Premium:
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$10,000 (except $100,000 on Wecoma)
$23,090 – Premium paid by Risk Management
$35,780 – Premium paid by Risk Management
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Limits:
Primary: $1,000,000
Excess: $4,000,000 to $14,000,000
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Limit
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Vessel Description
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Agency
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$1,000,000
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1991 R/V “R-5” welded aluminum
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ODFW
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$1,000,000
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1991 R/V “R-6” 22’ fiberglass
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ODFW
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$1,000,000
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1994 Shearwater welded aluminum
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ODFW
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$1,000,000
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2011 Ophiodon 22’ welded aluminum
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ODFW
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$1,000,000
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16’ aluminum skiff
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OSU
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$1,000,000
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2011 Zodiac MK3 Futura H
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OSU
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$1,000,000
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1983 Bayliner Trophy; 21’ fiberglass
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OSU
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$1,000,000
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2004 Don Rhoads 15’ alumaweld talon
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OSU
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$5,000,000
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Elakha
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OSU
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$5,000,000
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Kalipi
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OSU
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$15,000,000
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Wecoma
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OSU
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$5,000,000
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R/V Olympic 68.4’ fiberglass
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OSU
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$5,000,000
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R/V Pacific Storm 74.7’ stell hull
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OSU
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$1,000,000
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Hurricane by Zodiac RHIB #1 22’
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OSU
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$1,000,000
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Hurricane by Zodiac RHIB #2 22’
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OSU
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$1,000,000
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Hurricane by Zodiac RHIB #3 22’
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OSU
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$1,000,000
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Hurricane by Zodiac RHIB #4 22’
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OSU
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$1,000,000
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Avon RHIB Good News 10’
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OSU
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$1,000,000
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12’ Boston Whaler
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OSU
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$1,000,000
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Super Clone 1986 Weldcraft aluminum 35.6’
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OSU
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$1,000,000
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Pluteus 1970 Trawler 42’
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UO
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$1,000,000
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Pugettia 20’ Wooldridge
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UO
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$5,000,000
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Guardian 1977 Delta 50’ fiberglass
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OSP
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Exclusions:
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Pollution
Crew
Fines, Penalties & punitive damages
AIMU Chemical, Biological, Bio-Chemical and Electromagnetic
AIMU Extended Radioactive Contamination
AIMU U.S. Economic & Trade Sanctions Clause
Including others as outlined in the policy
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Effective Date:
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September 15, 2011-2012
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| Marine Vessel Pollution |
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Type of Coverage
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Vessel Pollution Liability
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Named Insured:
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State of Oregon
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Description of Coverage:
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Vessel pollution covers removal costs and expenses incurred on vessels as scheduled. Each vessel is subject to its own per occurrence limit. Federal & state laws (CERCLA; OPA 90) are part of this coverage.
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Carrier:
Policy Number:
Premium:
Deductible:
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Water Quality Insurance Syndicate
4450325
$4,876.25 – Premium paid by Risk Management
None
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Limits:
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I
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Effective Date:
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September 15, 2011-2012
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| Real & Personal Property |
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| Type of Coverage |
Excess Real and Personal Property |
| Named Insured: |
State of Oregon |
| Description of Coverage: |
All risks of direct physical loss or damage including earthquake and flood. |
| Limits and Sublimits: |
$400,000,000 per occurrence, except:
$400,000,000 per occurrence and annual aggregate in respect of flood and earthquake separately, except:
$ 10,000,000 per occurrence and annual aggregate flood-locations in 100 year flood zones A&V.
Other sublimits also apply.
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| Deductible: |
$4,000,000 per loss arising from the perils of earthquake or flood.
$1,500,000 per loss arising from any other peril.
If two or more deductible amounts apply to a single occurence, the total to be deducted shall not exceed the largest deductible applicable.
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| Carriers: |
Lexington
ACE American Insurance Company
Arch Specialty Insurance
Lancashire Insurance, Ltd.
Commonwealth Insurance Company
Princeton Excess & Surplus
Integon Specialty
Lloyd's of London - Various Syndicates
Ironshore Insurance, Ltd.
Axis Surplus Insurance Company
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| Policy Territory: |
United States of America within the 50 states, District of Columbia and Canada.
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| Major Exclusions: |
Loss caused by electrical injury or disturbance to electrical appliances or devices caused by electrical currents artificially generated, unless fire or explosion ensues and then only for loss by such ensuing fire or explosion.
Mold/Fungus exclusion
Pollution exclusion
Upgrade to green
Seepage and pollution exclusion
Asbestos exclusion
Additional exclusions as specified in the policies.
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| Valuation: |
Replacement cost, except actual cash value if not replaced, or other provisions as per policy.
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| Effective Date: |
October 15, 2010-2011 |
| Type of Coverage |
Excess Property - Terrorism |
| Named Insured: |
State of Oregon and SAIF |
| Description of Coverage: |
All real and personal property, business interruption and other time elements coverages as defined in the policy. |
Insurer:
Policy No.:
Limit:
Insurer:
Policy No.:
Limit:
Deductible:
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Lloyd’s Underwriters
#B080113416U10
$200,000,000 each occurrence and in the aggregate
Lancashire Insurance Company Ltd.
B080113417U10
$200,000,000 Excess of $200,000,000 each occurrence and in the aggregate
$1,500,000 – Each occurrence – physical damage and business interruption combined.
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| Locations: |
Per the statement of values on file and agreed by underwriters. |
| Total Insured Values: |
Premiums are based on the statement of values dated 9/10/2010 with total insurable values of $10,842,519,854. |
| Policy Territory: |
State of Oregon, the United States of America, as seen and agreed by underwriters. |
| Exclusions: |
Nuclear detonation, reaction, radiation or contamination
War exclusion
Threat or hoax exclusion
Land exclusion
Property in transit not on the insured’s premises
Others as outlined in the policy |
| Effective Date: |
October 15, 2010-2011 |
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| Special Event Liability |
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Special Event Liability
Type of Coverage
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Special Event Liability Summary
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Named Insured:
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State of Oregon
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Description of Coverage:
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Provides coverage for guests/invitees of state sponsored events. Coverage for scheduled events only.
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Carrier:
Policy:
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Philadelphia Indemnity Insurance Company
#PHPK778748
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Deductible:
Premium:
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None
$5,465
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Limits – General Liability:
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$3,000,000
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General Aggregate
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$3,000,000
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Products/Completed Operations Aggregate
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$1,000,000
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Personal Injury & Advertising Injury
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$1,000,000
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Each Occurrence
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$100,000
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Damages to Premises Rented to You – Any One Premises
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Excluded
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Medical Expense – Any One Person
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Endorsements:
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Coverage for Scheduled Events ONLY
Products/Compl Ops Redefined – Food & Beverage Distribution
Excess Provision – Vendors
Additional Insured – Owner/Lessor Premises, Leased Equipment, Sponsor, Co-Promoter
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Exclusions(include, but not limited to the following):
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Asbestos
Recreational Vehicles (including Hot Air Balloons & Boats)
Fungi or Bacterial
Certified Acts of Terrorism
Violation of Statutes governing sending information
Liability Arising out of Lead
Silica or Related Dust
Medical Payments
Employment Related Practices
Sports or Athletic Activity Participants
Fireworks
Miscellaneous Activities & Devices (Aerial, Amusement, Bungee, Trampoline, Grass Skiing, Animals, Propelled Objects, Rodeo, Concert)
Performers
Attendance Limitation Exclusion Endorsement
Collapse of Temporary Structure
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Effective Date:
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October 1, 2011-2012
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Special Event Excess Liability
Type of Coverage
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Special Event Excess Liability Summary
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Named Insured:
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State of Oregon
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Description of Coverage:
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Provides coverage for guests/invitees of state sponsored events. Coverage for scheduled events only.
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Carrier:
Policy:
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Philadelphia Indemnity Insurance Company
#PHUB360728
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Premium:
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$1,680
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Limits:
Schedule of Underlying Policies:
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$2,000,000
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Aggregate Limit
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$2,000,000
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Each Occurrence
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Yes
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Duty to Defend
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Yes
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Defense Costs outside Limit
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Yes
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Pay on Behalf
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TBD Special Event General Liability Policy
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$3,000,000
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General Aggregate Limit
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$3,000,000
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Products/Completed Operations Aggregate Limit
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$1,000,000
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Each Occurrence Limit
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$1,000,000
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Personal & Advertising Injury Limit
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Endorsements: Following Form subject to excess liability exclusions
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Yes
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Exclusions(include, but not limited to the following):
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Nuclear Energy Liability
ERISA
Pollution Exclusion Exception for Hostile Fire
Employment Related Practices
Fungi, Mold or Spores
Care, Custody or Control – Real or Personal Property
Certified Acts of Terrorism
War Liability
Silica or Related Dust
Uninsured/Underinsured Motorists or No Fault
Directors and Officers Liability
Liquor Liability
Employers Liability
Abuse or Molestation
Injuries to Athletic Participants
Any and all Medical Payments
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Effective Date:
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October 1, 2011-2012
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| WC and Employers Liability |
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Foreign Worker's Compensation & Employers Liability
Type of Coverage
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Foreign Workers’ Compensation & Employers Liability
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Named Insured:
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State of Oregon acting by or through each department, agency, board, and commission and each of their officers and employees.
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Description of Coverage:
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International Voluntary Workers’ Compensation and Contingent Employers
Liability
North Americans – State of Hire
Third Country Nationals – Country of Origin
Local Nationals – Country of Origin
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Carrier:
Policy Number:
Premium:
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ACE USA
PHFD37497356
$15,051 Annual Premium
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Limits:
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Contingent Employer’s Liability
$1,000,000
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Bodily Injury by accident – Each accident
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$1,000,000
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Bodily Injury by disease – Each employee
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$1,000,000
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Bodily Injury by disease – Policy limit
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Executive Assistance Services
$1,000,000
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Policy limit for medical assistance services
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Territory:
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Worldwide, excluding:
USA (including territories and possessions), and Puerto Rico
Any country or jurisdiction which is subjected to trade and economic sanctions imposed by the USA.
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Exclusions:
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Lead
Argentina Employers Liability
Injury to Designated Employees – Divers, Oceanographers, Marine Biologist
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Effective Date:
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May 1, 2011-2012
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